/studieschuld —
Note — income-based cap.
This is the contractual annuity over the chosen term. DUO also tests your repayment against your
income (draagkracht): if you earn little, you actually pay less than this amount and the difference
rolls forward to later years. Any remainder left after the term ends is written off. This calculator
does not account for the income-based test, so treat this as the "full" annuity only.